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Making money with your smartphone has become easier and easier. There are lots of opportunities to earn extra money from your phone in a variety of different ways. If you’re looking to top up your bank account, your smartphone might be just the way to do that. We’ll go through some of the top ways to make money from your phone and how to get started.

How to Earn Money on Your Phone

If you’re looking for ways to earn cash in your spare time, your smartphone can help you make some extra income. Whether you only have a few minutes or a couple of hours, there are lots of opportunities to earn quick cash or earn gift cards and other types of prizes through many apps, including gig apps on your phone.

20 Ways to Earn Money on Your Phone

If you’re looking to understand how to make money on your phone, there are many opportunities available. We’ll look at some of the best ways to make money online through legit money-making apps and how to get started.

1. Playing Games

One of the top ways Android users and iPhone users can make more money is through games. You can play games by downloading the apps on your phone. With games, you can earn points that you redeem for money or receive payouts in the form of PayPal cash, gift cards, and more, depending on the game.

2. Watching Videos for Extra Cash

If you have a few minutes and want to earn a few bucks, you can watch videos to make extra money. Free apps such as Swagbucks, ClipClaps, and FusionCash will all pay you for watching videos. Through these apps can earn rewards and earn bonus points that are redeemable for cash and gift cards.

3. Downloading Investment Apps

Investment apps are one of the best passive income streams. Available on both Google Play stores and the iPhone IOS app store, you can download an investment app and create an investment account in minutes.

You can opt to invest in auto-managed funds or invest in stocks and ETFs of your choice. Remember that your capital is at risk with investing, so only put in as much as you can afford to account for market fluctuations.

  • Robinhood:
    • Robinhood offers commission-free trading of stocks, ETFs, and cryptocurrencies. Its simple user interface makes it suitable for beginners, encouraging them to dip their toes in the world of investing.
  • Acorns:
    • Acorns takes your spare change from daily purchases and invests it in diversified portfolios. It simplifies investing by making it automatic, ensuring consistent growth over time.
  • Wealthfront:
    • Wealthfront is a robo-advisory platform that creates diversified portfolios tailored to your risk tolerance. They also employ strategies like tax-loss harvesting to optimize returns and reduce tax implications.
  • Betterment:
    • Betterment offers tailored investment strategies based on your financial goals and risk appetite. As a robo-advisory platform, it provides automated investing while also offering advice from certified financial planners.
  • Stash:
    • Stash allows users to start investing with as little as $5, making it accessible to a broad audience. With an emphasis on financial education, it’s great for those looking to learn while they invest.
  • E*TRADE:
    • E*TRADE provides a platform for trading stocks, ETFs, mutual funds, and options. With research tools and professional insights, it caters to both beginners and experienced investors.
  • Fidelity:
    • Fidelity offers a wide range of financial services, from trading to retirement planning. It’s known for its in-depth research, diverse investment options, and robust mobile app.
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4. Downloading Survey Apps

If you’re looking to make some money and share your opinion, taking paid surveys could be the right option for you. Many market research companies will pay you to complete online surveys through apps such as Survey Junkie.

All you have to do is complete surveys and answer survey questions n different topics to earn money, including user testing and product testing. After you’re done taking surveys, you receive points that you redeem for gift cards and PayPal cash. The key to making sure you are using legit paid surveys.

5. Online Shopping

ways to make money on your phone

A lot of major retailers offer amazing cashback deals by working with apps such as Rakuten, BeFrugal, Drop, and more. All you’ll need to do is download the app, set up an account, and start shopping online like you usually would.

The app pays you a certain percentage back as cashback for each purchase. These apps are completely free and are an excellent option for saving money while shopping. Other apps like Ibotta will also give you cash back when shopping in-person and online purchases.

6. Taking Photos and Videos for Extra Money

ways to make money on your phone

Many apps will pay for your photos and videos, such as Foap, Snapwire, and EyeEm are some options that you can use. You can upload photos from your cell phone to their platforms and make them available in their marketplace.

The apps offer you a percentage every time your photos sell or your videos sell to agencies and buyers.

7. Utilizing Gig Apps

There are plenty of gig apps that enable you to make money in your free time. Gig apps can include driving for Uber and Lyft or delivering food using apps such as GrubHub and UberEats.

Other apps such as TaskRabbit can be useful for general tasks that you complete when you have a few hours free. Gig apps are a great option if you’re looking for something flexible where you can set your own hours.

8. Selling Clothes

ways to make money on your phone, sell clothes


Another great way to earn extra cash is to sell items, such as clothing and homeware, on online apps. You can use apps such as Poshmark, Mercari, and eBay to sell your items. Some apps like

Poshmark take a percentage of fees but offer a free shipping label so that you can ship your items quickly. Other apps such as eBay will require you to cover shipping fees. That’s why it’s important to price items with these nuances in mind to ensure you’re making enough money. This is a growing segment with a lot of choices, so choose the best app to sell clothes.

9. Using Mystery Shopping Apps

Another avenue for earning some more money is by using a mystery shopping app. Companies such as FieldAgent and GigWalk have mobile apps where as a user, you’ll be notified where to shop with different brands and report back their experience. You receive a small payment for each mystery shopping experience, and it can be a good option for supplementing your income.

10. Become a language tutor

There are many on-demand language services, such as TutorJob, where you can tutor others through your phone. Depending on the languages you know, you can teach and set your own hours for lessons. After completing lessons with students, you’ll receive payment, making it a straightforward and easy process.

11. Take on a customer service role

ways to make money on your phone


Many customer service roles can be done through cell phones, making it an effective way to earn money while working part-time.

You can answer phone calls and solve customer issues while at home and earn per hour. Many companies hire for this kind of role, so it’s worth keeping a lookout on popular job sites for customer service opportunities.

12. Freelancing Platforms on the Go

Freelancing is a versatile way to earn money, and many platforms offer mobile apps to stay connected with clients. Apps like Upwork, Fiverr, and Freelancer allow you to offer services in various domains, from writing and graphic design to voice-over and technical tasks.

By setting up a profile, you can start bidding for projects, communicate with clients, and get paid directly through the app. Moreover, it offers a flexible working schedule, allowing you to accept projects based on your availability and expertise.

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13. Affiliate Marketing via Social Media

ways to make money on your phone


With the rise of social media influencers and bloggers, affiliate marketing has become a viable means to make money. By promoting products and services through your social media accounts or blogs using dedicated affiliate links, you can earn commissions for every sale made through your link.

Apps like Amazon Associates, ShareASale, and CJ Affiliate offer mobile versions where you can track your earnings and performance. Consistency in content creation and genuine recommendations can help boost your affiliate income over time.

14. Participate in Competitions and Contests

ways to make money on your phone


Several apps host competitions, quizzes, and contests with cash prizes or vouchers. Apps like HQ Trivia or Qureka allow users to participate in daily or weekly quizzes, answering questions in real-time, and earning money if they get the answers right.

Though it might not be a consistent source of income, participating regularly can increase your chances of winning and, at the same time, offer an entertaining break.

Ways to Make Money on Your Phone Summary

Ways to Make Money Description Examples of Apps/Platforms
Playing Games Earn points through gameplay to redeem for money, PayPal cash, or gift cards. Generic (no specific app mentioned)
Watching Videos for Extra Cash Get paid to watch videos; redeem rewards for cash or gift cards. Swagbucks, ClipClaps, FusionCash
Downloading Investment Apps Invest in auto-managed funds or select stocks and ETFs; passive income potential. Robinhood, Acorns, Wealthfront, Betterment, Stash, E*TRADE, Fidelity
Downloading Survey Apps Earn money by completing online surveys on various topics. Survey Junkie
Online Shopping Earn cashback from major retailers; save money through rebates. Rakuten, BeFrugal, Drop, Ibotta
Taking Photos and Videos Earn by uploading and selling photos or videos to agencies and buyers. Foap, Snapwire, EyeEm
Utilizing Gig Apps Earn money in flexible jobs such as driving, delivering, or doing general tasks. Uber, Lyft, GrubHub, UberEats, TaskRabbit
Selling Clothes Sell items like clothing and homeware; earn a percentage of the sale price. Poshmark, Mercari, eBay
Using Mystery Shopping Apps Shop with brands and report back on the experience; earn per task. FieldAgent, GigWalk
Become a Language Tutor Offer language lessons and earn per session. TutorJob
Take on a Customer Service Role Work in customer service remotely via phone; earn hourly. Generic (no specific app mentioned)
Freelancing Platforms on the Go Offer freelance services in various domains; bid on projects and earn per task. Upwork, Fiverr, Freelancer
Affiliate Marketing via Social Media Promote products/services and earn commission per sale. Amazon Associates, ShareASale, CJ Affiliate
Participate in Competitions and Contests Engage in quizzes and contests to win cash prizes or vouchers. HQ Trivia, Qureka

More Ways to Make Money on Your Phone

Here are some more innovative and convenient ways to boost your income right from your phone. Whether you’re looking to leverage your skills, make use of your assets, or simply find more flexible ways to earn, these methods provide a variety of options to suit different interests and lifestyles. Let’s explore some more unique and creative ways you can turn your smartphone into a source of additional income.

15. Rent Out Your Parking Space

If you live in a busy area, consider renting out your parking space through apps like JustPark or SpotHero. These apps allow you to list your parking space for rent when it’s not in use, providing a steady passive income stream.

16. Participate in Market Research

Market research apps like Nielsen Mobile Panel and Shopalong pay users for their participation in research studies. By sharing your shopping habits or product opinions, you can earn rewards or cash.

17. Offer Virtual Assistant Services

With apps like TaskRabbit or Belay, you can offer virtual assistant services. Tasks might include scheduling appointments, managing emails, or conducting research. This role can be particularly lucrative for those with strong organizational skills.

18. Fitness Coaching or Wellness Advice

If you’re a fitness enthusiast or a certified trainer, consider offering coaching services through apps like MyFitnessPal or Coach.me. You can provide personalized fitness plans, dietary advice, or motivational support.

19. Social Media Management

Many small businesses seek help managing their social media profiles. Using platforms like Hootsuite or Buffer, you can manage posts, engage with audiences, and grow social media profiles for various businesses right from your phone.

20. Mobile Notary Services

Become a mobile notary public and offer your services through apps or online platforms. This role involves witnessing the signing of important documents, and it can be a good source of income, especially if you’re willing to travel to clients’ locations.

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Start our Making Money on Your Phone Today

Thanks to smartphones, making money on your phone has become easier than ever, and there are plenty of easy options that you can start doing today to make extra cash. You can find other making money posts on our website for more inspiration and detailed tips to help you start earning money today.


The world of smartphones has opened up a wealth of opportunities for individuals to earn extra income conveniently. Whether you’re looking to boost your bank account, save up for a special occasion, or simply make the most of your free time, there are numerous ways to leverage your smartphone for financial gain. In this comprehensive guide, we’ve explored 14 effective methods to earn money on your phone, providing you with a diverse range of options to suit your preferences, availability, and financial goals.

  • Playing Games: Gaming apps offer a fun way to earn money or rewards. By playing games and accumulating points, you can redeem them for real cash or gift cards. This is a particularly enjoyable option for those who love gaming and want to turn their passion into a money-making opportunity.
  • Watching Videos for Extra Cash: Watching videos through apps like Swagbucks and ClipClaps can be a simple and quick way to earn some additional income. These apps reward you for your time and attention, allowing you to accumulate points that can be converted into cash or gift cards.
  • Download Investment Apps: Investing through smartphone apps like Robinhood, Acorns, and Wealthfront provides an opportunity for passive income. While investing carries inherent risks, these apps offer user-friendly interfaces and various investment options, making it accessible even for beginners.
  • Download Survey Apps: Sharing your opinions through paid survey apps like Survey Junkie can be a lucrative way to earn money in your spare time. Completing surveys and participating in user testing can result in points that can be exchanged for cash or gift cards.
  • Online Shopping: Cashback apps like Rakuten and BeFrugal allow you to save money while shopping online. Simply install the app, create an account, and continue shopping as usual to receive a percentage of your purchases back as cashback.
  • Taking Photos and Videos for Extra Money: If you have a knack for photography or videography, apps like Foap, Snapwire, and EyeEm provide a platform to sell your creative work. Earn money each time your photos or videos are purchased by agencies and buyers.
  • Utilizing Gig Apps: Gig apps like Uber, Lyft, GrubHub, and TaskRabbit offer flexible earning opportunities. Whether you prefer ride-sharing, food delivery, or completing general tasks, these apps enable you to work on your terms and set your own hours.
  • Selling Clothes: Declutter your wardrobe and make some extra cash by selling clothing items through apps like Poshmark, Mercari, and eBay. Each platform has its fee structure, so price your items accordingly to maximize your earnings.
  • Using Mystery Shopping Apps: Mystery shopping apps like FieldAgent and GigWalk provide a unique way to earn money. These apps notify you about specific brands and stores to visit, allowing you to report your experiences and earn payment for each mystery shopping assignment.
  • Become a Language Tutor: If you’re proficient in multiple languages, tutoring through platforms like TutorJob offers a flexible way to earn money. Set your own lesson hours and receive payment after each tutoring session.
  • Take on a Customer Service Role: Many companies offer remote customer service positions that can be managed via smartphones. Answer customer inquiries, resolve issues, and earn hourly compensation—all from the comfort of your home.
  • Freelancing Platforms on the Go: Freelancers can use apps like Upwork, Fiverr, and Freelancer to find projects and communicate with clients. Whether you offer writing, design, or technical services, these apps facilitate remote work and payment processing.
  • Affiliate Marketing via Social Media: Leverage your social media presence to engage in affiliate marketing through platforms like Amazon Associates, ShareASale, and CJ Affiliate. Promote products and earn commissions for each successful sale generated through your referral links.
  • Participate in Competitions and Contests: Apps like HQ Trivia and Qureka offer the chance to participate in quizzes and contests for cash prizes. While not a consistent source of income, these apps provide entertainment and the potential to win money.

Incorporating these diverse methods into your smartphone usage can help you achieve your financial goals, whether you’re looking for quick cash, passive income, or a flexible side gig. Remember to choose the options that align with your interests, skills, and availability, and always exercise caution when engaging in financial activities. With the power of your smartphone, you can turn your spare moments into opportunities for financial growth and stability.

The world of mobile money-making is evolving rapidly, so stay informed about new apps and opportunities to maximize your earnings. Start exploring these options today, and you’ll be on your way to boosting your income and achieving your financial aspirations.

Image: Depositphotos

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